Infrastructure Layer

Global ATM
Deployment Network

Bankto operates and licenses a global network of institutional-grade ATMs, enabling physical cash access, crypto conversion, and settlement across 52 countries.

2,847
ATMs Deployed
52
Countries
$4.2B
Annual Volume
99.7%
Uptime SLA

Global ATM Deployment

Bankto's ATM infrastructure spans six continents, with concentrated deployments in high-volume corridors across Southeast Asia, the Middle East, Africa, and Latin America. Each unit is connected to the UBOS settlement layer for real-time transaction processing.

Southeast Asia
847 units+34% YoY
Middle East & Africa
612 units+58% YoY
Latin America
489 units+41% YoY
Europe
421 units+22% YoY
North America
478 units+18% YoY

Deployment Categories

White Label
Operator-branded units with Bankto backend
1,204
Company Owned
Bankto-operated units in key corridors
891
Institutional JV
Joint ventures with banks and FIs
752

Operator Onboarding

Become an ATM operator in your region. Bankto handles compliance, settlement, and technology — you provide the location and capital.

01

Application

Submit your operator application with location data and capital commitment

02

KYC & Compliance

Complete institutional KYC and sign the operator agreement

03

Deployment

Bankto ships and installs the unit. Technical onboarding takes 3–5 days

04

Go Live

Unit connects to UBOS. Revenue sharing begins from day one

Revenue Model

Bankto ATM operators earn revenue from multiple streams. The model is designed for sustainable, compounding returns with minimal operational overhead.

Transaction Fees1.5% – 3.5%

Per transaction on crypto/fiat conversions

Spread Revenue0.8% – 1.2%

On buy/sell spread captured at point of transaction

Network Incentives$50 – $200/mo

BNKTO token rewards for high-volume units

White Label Licensing$800 – $2,400/mo

For operators running branded units

Expansion Strategy

Bankto's network expansion is driven by a combination of direct deployment, operator partnerships, and institutional joint ventures with regional banks and payment processors.

Phase 1 (Complete)
3,000 units across 52 countries
Phase 2 (2025–2026)
5,000 units, focus on MENA + Sub-Saharan Africa
Phase 3 (2026–2027)
10,000 units, institutional JV rollout
Phase 4 (2027+)
25,000 units, full UBOS integration globally

Deploy in Your Region

Bankto is actively onboarding operators across all regions. Apply for an operator licence or request a deployment feasibility assessment for your market.

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