Institutional Cash ↔ Digital Liquidity Infrastructure
A globally distributed network of crypto-enabled ATM nodes delivering seamless crypto-to-cash and cash-to-digital conversions — fully integrated with Bankto's PayFi, Brokerage, and Escrow platforms.
A distributed, institutionally managed ATM rail providing regulated, auditable, and programmable access between physical cash and digital assets.
Bidirectional conversion with real-time pricing and instant settlement
Automated pricing and liquidity routing across global pools
Instant reconciliation with full audit trail and reporting
Built-in KYC/AML, transaction monitoring, and regulatory reporting
Estimated Annual Cash ↔ Digital Asset Flow
Crypto-Enabled ATM Transactions Annually
Target Jurisdictions for Institutional Deployment
Always-On Physical Liquidity Access
Modular architecture allows rapid expansion to additional stablecoins, tokenised assets, and CBDC rails
Primary digital asset
Smart contract platform
Stablecoin liquidity
Regulated stablecoin
Designed for banks, OTC desks, family offices, governments, and regulated payment firms
Every ATM node is fully integrated with Bankto's backend financial stack. Physical infrastructure meets programmable finance.
Real-time clearing and settlement
Deep liquidity access
Secure asset workflows
Transaction surveillance
Revenue splits & reporting
Global compliance coverage
Licensing, compliance, treasury setup
Hardware + Bankto PayFi backend
Real-time pricing, automated clearing
Transparent fees, reconciliation, analytics
Tailored compliance per region
Real-time risk assessment
Full transaction transparency
HSM-protected key management
Compliance exports & analytics
ATM revenues support network expansion, compliance, and long-term ecosystem growth.
ATM operating revenues support network infrastructure expansion, regulatory compliance, operator training, and technology development. A portion of net platform revenues, after operational costs, may be reinvested into ecosystem growth initiatives.
Network revenues fund hardware upgrades, compliance systems, security audits, and geographic expansion. This ensures the ATM network remains competitive, secure, and globally accessible.
Up to 20% of net ATM platform revenues, after operational costs, may be allocated, at the discretion of treasury governance, to BNKTO market buybacks and supply reduction initiatives. This supports long-term token value through supply discipline.
Important: Buybacks are discretionary and not guaranteed. BNKTO does not entitle holders to dividends, revenue distributions, or profit participation. See the BNKTO Token page for full details.
A significant portion of network revenues is allocated to ongoing compliance, AML/KYC systems, legal counsel, and regulatory reporting. This ensures the ATM network operates within all applicable jurisdictions.
Join the global network of institutions leveraging physical liquidity rails for digital assets
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