BANKTO
Physical Liquidity Rails for the Digital Asset Economy

The Bankto ATM Rail

Institutional Cash ↔ Digital Liquidity Infrastructure

A globally distributed network of crypto-enabled ATM nodes delivering seamless crypto-to-cash and cash-to-digital conversions — fully integrated with Bankto's PayFi, Brokerage, and Escrow platforms.

Global Liquidity Network

A distributed, institutionally managed ATM rail providing regulated, auditable, and programmable access between physical cash and digital assets.

Crypto → Cash & Cash → Crypto

Bidirectional conversion with real-time pricing and instant settlement

Real-time Liquidity Routing

Automated pricing and liquidity routing across global pools

Automated Settlement

Instant reconciliation with full audit trail and reporting

Institutional Compliance

Built-in KYC/AML, transaction monitoring, and regulatory reporting

The ATM Liquidity Opportunity

$150B+

Estimated Annual Cash ↔ Digital Asset Flow

2.5M+

Crypto-Enabled ATM Transactions Annually

100+

Target Jurisdictions for Institutional Deployment

24/7

Always-On Physical Liquidity Access

Supported Digital Assets

Modular architecture allows rapid expansion to additional stablecoins, tokenised assets, and CBDC rails

BTC
Bitcoin

Primary digital asset

ETH
Ethereum

Smart contract platform

USDT
USD Tether

Stablecoin liquidity

USDC
USD Coin

Regulated stablecoin

Institutional Deployment Model

Designed for banks, OTC desks, family offices, governments, and regulated payment firms

Designed For

  • Banks & financial institutions
  • OTC desks & liquidity providers
  • Family offices & private capital networks
  • Governments, FX operators & regulated payment firms

Deployment Options

  • White-label ATM networks
  • Co-branded Bankto ATM rails
  • Regional exclusivity models
  • Treasury-backed liquidity provisioning

Powered by Bankto PayFi

Every ATM node is fully integrated with Bankto's backend financial stack. Physical infrastructure meets programmable finance.

PayFi Settlement Engine

Real-time clearing and settlement

Brokerage Liquidity Pools

Deep liquidity access

Escrow & Custody

Secure asset workflows

AML / KYT Monitoring

Transaction surveillance

Automated Commissions

Revenue splits & reporting

Multi-Jurisdiction

Global compliance coverage

How the Bankto ATM Rail Operates

1

Institutional Partner Onboarding

Licensing, compliance, treasury setup

2

ATM Deployment & Integration

Hardware + Bankto PayFi backend

3

Liquidity Routing & Settlement

Real-time pricing, automated clearing

4

Revenue & Reporting

Transparent fees, reconciliation, analytics

Built for Regulation, Not Circumvention

Jurisdiction-specific KYC / AML

Tailored compliance per region

KYT Transaction Monitoring

Real-time risk assessment

On-chain Auditability

Full transaction transparency

Hardware Security Modules

HSM-protected key management

Institutional Reporting

Compliance exports & analytics

Sustainable Network Economics

ATM revenues support network expansion, compliance, and long-term ecosystem growth.

Revenue Allocation

ATM operating revenues support network infrastructure expansion, regulatory compliance, operator training, and technology development. A portion of net platform revenues, after operational costs, may be reinvested into ecosystem growth initiatives.

Infrastructure Investment

Network revenues fund hardware upgrades, compliance systems, security audits, and geographic expansion. This ensures the ATM network remains competitive, secure, and globally accessible.

Protocol-Level Buybacks

Up to 20% of net ATM platform revenues, after operational costs, may be allocated, at the discretion of treasury governance, to BNKTO market buybacks and supply reduction initiatives. This supports long-term token value through supply discipline.

Important: Buybacks are discretionary and not guaranteed. BNKTO does not entitle holders to dividends, revenue distributions, or profit participation. See the BNKTO Token page for full details.

Compliance & Regulatory

A significant portion of network revenues is allocated to ongoing compliance, AML/KYC systems, legal counsel, and regulatory reporting. This ensures the ATM network operates within all applicable jurisdictions.

Deploy Institutional ATM Infrastructure with Bankto

Join the global network of institutions leveraging physical liquidity rails for digital assets

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