Important risk factors and disclosures related to BANKTO products and services.
⚠️ IMPORTANT: Please read this entire risk disclosure before using BANKTO services. Investment and financial products carry significant risks.
Digital assets including cryptocurrencies are subject to extreme price volatility. Values can fluctuate significantly within short time periods, potentially resulting in substantial losses. BANKTO does not guarantee asset prices or prevent losses due to market movements.
Fiat currency holdings are subject to inflation, currency devaluation, and central bank policy changes. While generally more stable than digital assets, fiat currencies carry inherent purchasing power risk over time.
Stablecoins may lose their peg to underlying assets during market stress or issuer insolvency. While designed to maintain stable value, stablecoins are not guaranteed and can experience significant price deviations.
Despite security certifications and measures, no system is completely immune to cyberattacks, hacking, or unauthorized access. Users should maintain strong security practices including unique passwords and multi-factor authentication.
While BANKTO maintains 99.9% uptime SLA, service interruptions, maintenance windows, or technical failures may occur. During outages, users may be unable to access accounts or execute transactions.
BANKTO utilizes smart contracts which may contain bugs, vulnerabilities, or unintended behaviors. While audited, smart contracts carry execution risk and may not function as intended.
BANKTO integrates with third-party services, exchanges, and liquidity providers. Failures or issues with these third parties could impact BANKTO service quality and user funds.
Cryptocurrency and financial services regulations are rapidly evolving globally. Changes in regulatory frameworks could impact BANKTO operations, service availability, or user access in specific jurisdictions.
BANKTO services may not be available in all jurisdictions. Users in restricted regions may lose access to accounts and services without notice if regulatory requirements change.
BANKTO may freeze or restrict accounts for AML/KYC compliance reasons. Users may be required to provide additional documentation or verification, and failure to comply may result in account closure.
While Inner Vault offers fixed returns, these returns are not guaranteed and depend on BANKTO's ability to generate sufficient revenue. Market conditions or operational challenges could impact return fulfillment.
Inner Vault funds are time-locked and cannot be withdrawn before maturity. Users should not deposit funds they may need for emergencies or short-term obligations.
Inner Vault returns depend on BANKTO's counterparty relationships and ability to generate returns. If counterparties default or BANKTO's business fails, returns may not be paid.
Inner Vault is not covered by FDIC insurance or equivalent deposit protection. In case of BANKTO insolvency, users may lose their entire investment.
By using BANKTO services, users acknowledge and accept all disclosed risks. Users are responsible for:
We use cookies to enhance your browsing experience, provide personalized content, and analyze our traffic. By clicking "Accept All", you consent to our use of cookies. You can customize your preferences or learn more in our Privacy Policy.