Institutional Payment Infrastructure

BANKTO PayFi

The enterprise-grade payment gateway powering the next generation of digital commerce. Accept crypto payments, manage fiat settlements, and scale globally with institutional-grade infrastructure.

Why Merchants Choose PayFi

Bank-Grade Security

PCI DSS Level 1 compliant infrastructure with multi-layer encryption and fraud prevention.

Instant Settlements

Real-time payment processing with same-day settlements to your business account.

Global Reach

Accept payments from 180+ countries in 50+ currencies with automatic conversion.

Low Fees

Industry-leading 1.5% transaction fees with volume discounts and BNKTO token benefits.

Revenue Analytics

Real-time dashboards, detailed reports, and actionable insights to grow your business.

Compliance Built-In

Automated KYC/AML checks, tax reporting, and regulatory compliance across jurisdictions.

Accept Any Payment Method

From traditional cards to cutting-edge crypto, PayFi supports the payment methods your customers prefer.

Traditional Payments

  • Visa, Mastercard, Amex
  • ACH & Wire Transfers
  • Apple Pay & Google Pay
  • Bank Account Payments
  • International Cards

Cryptocurrency

  • Bitcoin (BTC)
  • Ethereum (ETH)
  • USDT, USDC Stablecoins
  • BNKTO Token (30% discount)
  • 50+ Additional Cryptocurrencies

Powerful Merchant Dashboard

Everything you need to manage payments, track revenue, and grow your business—all in one place.

Transaction Management

View, search, and export all transactions with advanced filtering and real-time status updates.

Revenue Analytics

Track revenue trends, payment methods, customer behavior, and conversion rates.

Refund & Dispute Management

Process refunds instantly and manage chargebacks with automated dispute resolution.

Multi-Currency Wallets

Hold balances in multiple currencies and cryptocurrencies with instant conversion.

API Key Management

Generate and manage API keys with granular permissions and webhook configuration.

Team Collaboration

Add team members with role-based access control and activity audit logs.

Payout Scheduling

Configure automatic payouts to your bank account on daily, weekly, or monthly schedules.

Customer Insights

View customer payment history, lifetime value, and engagement metrics.

Competitive Pricing

Industry-leading rates with transparent pricing. No hidden fees, no surprises.

  • 1.5% standard transaction fee
  • Volume discounts available
  • No monthly minimums
  • 30% off with BNKTO token

Fast Integration

Get started in minutes with our developer-friendly APIs and comprehensive documentation.

  • RESTful API & webhooks
  • SDKs for popular languages
  • Sandbox environment
  • 24/7 developer support

Ready to Transform Your Payment Infrastructure?

Join thousands of merchants already using BANKTO — Global PayFi & ATM Network PayFi to power their global payment operations.

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