SOC 2 Type II certified. Multi-signature wallets. Institutional-grade encryption.
Full AML/KYC compliance. EU and US regulatory alignment. Ongoing audits.
Trusted by leading financial institutions. 99.9% uptime SLA. 24/7 support.
Global PayFi infrastructure spanning digital and physical rails — including regulated crypto-to-fiat settlement, compliance, escrow, and Bankto-operated and partner ATM networks for cash-in and cash-out access.
Crypto-to-fiat settlement with institutional compliance controls
Multi-signature approval and conditional fund release
Physical liquidity endpoints for institutional access
Smart Contract Escrow
Secure transaction management
with automated settlement
Mitigate counterparty risk with our smart contract-powered escrow solution. Ensure funds are released only upon agreed-upon conditions with full transparency and audit trails.
Multi-Signature Approval
Require multiple parties to authorize fund release
Dispute Resolution
Built-in arbitration for transaction disputes
Full Audit Trail
Complete transparency and compliance documentation
Smart Contract Automation
Conditional fund release based on verified conditions
Unified PayFi dashboards for merchants, clients, agents, and operators — controls, reporting, permissions, and settlement visibility.
Institutional distribution and partner network. Build your business on Bankto's proven infrastructure.
Streamlined KYC/AML and institutional verification
Compliance-first distribution across jurisdictions
Transparent, fiat-based commission structure
Fixed-return investment products for approved clients, merchants, and agents.
Bankto Inner Vault provides fixed, time-based returns on fiat and regulated stablecoin deposits. Products are contract-based, time-locked, and offered separately from BNKTO.
⚠️ Disclosure: Capital is at risk. Inner Vault is an investment product and is separate from BNKTO.
Regulated deposit assets only
Time-locked contract terms
Compliance-controlled access
Verified clients only
Treasury aligned scarcity for long-term ecosystem growth
BNKTO is a scarce digital reserve asset designed to anchor the Bankto ecosystem over the long term. It has a fixed supply, low velocity, and is not used for payments, pricing, fees, or day-to-day operations. BNKTO carries no promise of yield, income, redemption, or financial return. Its role is to function as a treasury-held alignment asset and confidence signal, supporting long-term platform growth through disciplined scarcity, strategic bonding, and governance coordination at the protocol and treasury level.
Scarce, non-inflationary asset
Not used for transactions
Zero financial return promises
Governance and protocol coordination
Real-time settlements across the network (anonymized for privacy)
Real-time settlements across the network (anonymized for privacy)
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