Institutional ATM Joint Ventures
Strategic partnerships deploying ATM infrastructure at national or regional scale with banks, payment processors, and large enterprises
Partnership Structure
Joint ventures are formed with established financial institutions, payment processors, large cash handlers, retail chains, and telecommunications companies to deploy cryptocurrency ATM networks at scale.
Each JV operates as an independent regulated entity, deploying ATMs within its territory while using BANKTO PayFi as the exclusive infrastructure layer for settlement, compliance, and treasury services.
Strategic Moat
Once embedded as the infrastructure provider for a national or regional ATM network, switching costs become massive. Regulators view BANKTO as critical infrastructure rather than a disruptor, creating defensive positioning.
This model effectively blocks competitors from entering established markets while providing long-term recurring infrastructure revenue.
BNKTO Role in Joint Ventures
BNKTO serves three critical functions in institutional joint ventures:
- Mandatory Operator Bonding: Large-scale BNKTO bonding at the JV entity level ensures operational commitment and network integrity
- Governance Participation: BNKTO holders participate in non-financial governance decisions affecting network operations
- Infrastructure Permissioning: BNKTO becomes a required layer for accessing BANKTO PayFi infrastructure at scale
Important: BNKTO provides no revenue entitlement, no yield mechanism, and no profit rights in joint ventures. It serves exclusively as an infrastructure utility and governance instrument.
Strategic Advantages
Deep Moat
Once integrated as infrastructure provider, switching costs and regulatory dependencies create virtually insurmountable barriers to competition.
Regulator-Friendly
Partnering with established financial institutions positions BANKTO as infrastructure rather than disruptor, easing regulatory approval processes.
Massive Scale Potential
Single partnerships can deploy hundreds or thousands of ATMs across entire regions, dramatically accelerating network growth.
Economic Structure
BANKTO Earns
- Infrastructure fees for PayFi access
- Software licensing for compliance and settlement tools
- Treasury services for crypto-fiat settlement
JV Partner Provides
- Capital for ATM deployment and operations
- Local regulatory licenses and compliance infrastructure
- Physical locations, cash management, and operational support
Target Markets
Target markets are selected based on regulatory clarity, institutional partner availability, and strategic positioning for long-term infrastructure dominance.
Engagement Process
Institutional Inquiry
Submit a confidential inquiry through our secure portal with high-level partnership objectives
Qualification Review
Our strategy and legal teams review institutional credentials and partnership fit
NDA-Gated Discussions
Qualified partners execute mutual NDAs and gain access to secure data rooms for detailed discussions
Strategy Sessions
Commercial discussions, jurisdiction structuring, and deployment modeling conducted off-platform